Stripe fee calculator
Stripe's standard US rate is 2.9% plus $0.30 per successful card charge. International cards add 1.5%, currency conversion adds 1%, and card numbers typed in by hand add 0.5%. ACH Direct Debit costs 0.8%, capped at $5.
Rates checked October 16, 2026
Your costs, for profit
- Buyer pays
- $50.00
- Card processing fee2.9% + $0.30
- −$1.75
- Platform cut
- −$1.75 3.5% of $50.00
- You receive
- $48.25
You keepStripe's cut
Stripe fees at common prices
With and the standard options above.
| Payment amount | Stripe fees | Effective rate | You receive |
|---|---|---|---|
| $10.00 | $0.59 | 5.9% | $9.41 |
| $25.00 | $1.03 | 4.1% | $23.97 |
| $50.00 | $1.75 | 3.5% | $48.25 |
| $100.00 | $3.20 | 3.2% | $96.80 |
| $250.00 | $7.55 | 3.0% | $242.45 |
| $500.00 | $14.80 | 3.0% | $485.20 |
Stripe fee schedule
| Fee | Rate | Charged on |
|---|---|---|
| Online cards (US) | 2.9% + $0.30 | Each successful charge |
| Manually entered cards | +0.5% | Charge amount |
| International cards | +1.5% | Charge amount |
| Currency conversion | +1% | Charge amount |
| In person (Terminal) | 2.7% + $0.05 | Each charge |
| ACH Direct Debit | 0.8%, max $5 | Each payment |
| Instant Payouts | 1.5%, min $0.50 | Payout amount |
Instant Payouts (1.5%) and dispute fees ($15) aren't included.
Sources: Stripe: Pricing. Fees change; check the platform before relying on a number.
Questions
What are Stripe's fees on $100?
$3.20 for a US card charged online, so you receive $96.80. With an international card it's $4.70.
Does Stripe refund fees when I refund a payment?
No. Stripe keeps the processing fee when you refund a charge.
How do I pass Stripe fees to customers?
Use "Price for a target" with the amount you want to receive. The result is what to charge so the fee comes out of the customer's side. Check your local rules on surcharging first.