PayPal fee calculator
PayPal's fee depends on how you're paid. A goods & services payment to a personal account costs 2.99% with no fixed fee, while PayPal Checkout and invoices paid with PayPal cost 3.49% plus $0.49. Payments from outside the US add 1.5%.
Rates checked October 16, 2026
Your costs, for profit
- Buyer pays
- $50.00
- Goods & services (personal account) fee2.99%
- −$1.50
- Platform cut
- −$1.50 3.0% of $50.00
- You receive
- $48.50
You keepPayPal's cut
PayPal fees at common prices
With and the standard options above.
| Payment amount | PayPal fees | Effective rate | You receive |
|---|---|---|---|
| $10.00 | $0.30 | 3.0% | $9.70 |
| $25.00 | $0.75 | 3.0% | $24.25 |
| $50.00 | $1.50 | 3.0% | $48.50 |
| $100.00 | $2.99 | 3.0% | $97.01 |
| $250.00 | $7.48 | 3.0% | $242.52 |
| $500.00 | $14.95 | 3.0% | $485.05 |
PayPal fee schedule
| Fee | Rate | Charged on |
|---|---|---|
| Goods & services | 2.99% | Payment amount |
| PayPal Checkout, payment links, invoices paid with PayPal | 3.49% + $0.49 | Payment amount |
| Card payments, invoices paid by card | 2.99% + $0.49 | Payment amount |
| QR code and in-person card | 2.29% + $0.09 | Payment amount |
| International payments | +1.50% | Payment amount |
| Currency conversion | 3–4% spread | Converted amount |
Currency conversion spreads (3–4%) aren't included.
Sources: PayPal: Business fees (updated Oct 1, 2026). Fees change; check the platform before relying on a number.
Questions
What is the PayPal fee for $100?
For goods & services it's $2.99, so you receive $97.01. Through PayPal Checkout or an invoice it's $3.98 ($3.49 + $0.49), so you receive $96.02.
Are friends & family payments free?
Sending money to friends and family in the US from a PayPal balance or bank account is free. Don't use it for sales: it has no purchase protection for either side.
How do I receive an exact amount after fees?
Switch to "Price for a target" and enter the amount you want to end up with. The calculator finds the amount to ask for.