Square fee calculator
On Square's Free plan, in-person card payments cost 2.6% plus 15¢. Online and card-paid invoices now cost 3.3% plus 30¢, and keyed-in cards cost 3.5% plus 15¢. Paid plans lower the in-person and online rates.
Rates checked October 16, 2026
Your costs, for profit
- Buyer pays
- $50.00
- Processing fee2.6% + $0.15
- −$1.45
- Platform cut
- −$1.45 2.9% of $50.00
- You receive
- $48.55
You keepSquare's cut
Square fees at common prices
With and the standard options above.
| Payment amount | Square fees | Effective rate | You receive |
|---|---|---|---|
| $10.00 | $0.41 | 4.1% | $9.59 |
| $25.00 | $0.80 | 3.2% | $24.20 |
| $50.00 | $1.45 | 2.9% | $48.55 |
| $100.00 | $2.75 | 2.8% | $97.25 |
| $250.00 | $6.65 | 2.7% | $243.35 |
| $500.00 | $13.15 | 2.6% | $486.85 |
Square fee schedule
| Fee | Rate | Charged on |
|---|---|---|
| In person (Free plan) | 2.6% + 15¢ | Each payment |
| Online and card-paid invoices (Free plan) | 3.3% + 30¢ | Each payment |
| Online (Plus and Premium) | 2.9% + 30¢ | Each payment |
| Keyed in or card on file | 3.5% + 15¢ | Each payment |
| Invoice paid by ACH | 1%, min $1 ($10 max on paid plans) | Each payment |
On the Free plan, online and invoice card payments went from 2.9% + 30¢ to 3.3% + 30¢ in 2026.
Sources: Square: Payment processing fees; Square: Pricing. Fees change; check the platform before relying on a number.
Questions
What is Square's fee on $100?
$2.75 in person on the Free plan, $3.60 online or by invoice, and $3.65 keyed in.
Did Square raise its online fees?
Yes. On the Free plan, online and invoice card payments went from 2.9% + 30¢ to 3.3% + 30¢ in 2026. Plus and Premium stay at 2.9% + 30¢.
What's the cheapest way to get paid on Square invoices?
Bank (ACH) payments: 1% with a $1 minimum, capped at $10 on paid plans.