Cash App fee calculator
Personal Cash App payments are free. Business accounts pay 2.6% plus $0.15 per payment received, or 3% with Tap to Pay. Standard transfers to your bank are free; instant transfers cost 0.5% to 2.5%, and the app shows the exact fee before you confirm.
Rates checked October 16, 2026
$
%
0 = standard transfer (free). Cash App shows 0.5–2.5% in the app before you confirm.Your costs, for profit
$
- Buyer pays
- $50.00
- Business payment fee2.6% + $0.15
- −$1.45
- Platform cut
- −$1.45 2.9% of $50.00
- You receive
- $48.55
You keepCash App's cut
Cash App fees at common prices
With and the standard options above.
| Payment amount | Cash App fees | Effective rate | You receive |
|---|---|---|---|
| $10.00 | $0.41 | 4.1% | $9.59 |
| $25.00 | $0.80 | 3.2% | $24.20 |
| $50.00 | $1.45 | 2.9% | $48.55 |
| $100.00 | $2.75 | 2.8% | $97.25 |
| $250.00 | $6.65 | 2.7% | $243.35 |
| $500.00 | $13.15 | 2.6% | $486.85 |
Cash App fee schedule
| Fee | Rate | Charged on |
|---|---|---|
| Business account payments | 2.6% + $0.15 | Each payment received |
| Business Tap to Pay | 3% | Each payment |
| Personal payments | Free | |
| Standard transfer | Free | 1–3 business days |
| Instant transfer | 0.5%–2.5%, min $0.25–$1, max $75 | Amount transferred; exact fee shown in the app |
Sources: Cash App: Cash for Business fees; Cash App: Transfer speed options. Fees change; check the platform before relying on a number.
Questions
How much does Cash App take from $100 on a business account?
$2.75, so you receive $97.25.
Does Cash App charge to receive money?
Not on a personal account. Business accounts pay 2.6% + $0.15 on payments received.
How much is a Cash App instant transfer?
Between 0.5% and 2.5% of the amount, with a minimum of $0.25 to $1 and a maximum of $75. Set the rate above to match what your app shows.